Housing Loan Information​

Here’s the breakdown of The Woodleigh Residences Housing Loan Information you can use when making your own calculations and determining your finances and cashflow.

If you’d like to speak to someone to help provide better clarity, do contact us here and we’d be happy to arrange for one of our specialists to work this out for you.

  First Loan Second Loan Third Loan
Loan Tenure Up to 30 years 31 ~ 35 years Up to 30 years 31 ~ 35 years Up to 30 years 31 ~ 35 years
Tenure + Age of Borrower ≤ 65 >65 ≤ 65 >65 ≤ 65 >65
Maximum LTV Limit 75% 55% 55% 45% 25% 25% 35% 15% 15%
20% (Non-Individuals)
Minimum Cash Downpayment 5% 10% 10% 25% 25% 25% 25% 25% 25%
Guarantors / Co-borrowers
All co-borrowers must be mortgagors.
Guarantors must be co-borrowers if the latter did not pass the TDSR criteria.
Total Debt Servicing Ratio
55%
Stress Test Interest Rate
3.5%

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